Introduction

Your privacy is important to us. This Privacy Policy outlines how Kora Budgeting collects, uses, and protects your information.

Data We Collect

• Account Information
  Email address (via Sign in with Apple, anonymized if chosen), and optional name (first/last).

• User Preferences:

  The App tracks non-identifiable preferences (e.g., base currency, selected categories, button clicks, feature usage).

• Usage Data:

  Tracked using Firebase Analytics without tying it to your personal data.

Data Storage and Syncing

• Your financial data is stored locally on your device and synced across devices via iCloud. We do not have access to it.

• We do not store your financial data on our servers.

Third-Party Services

Kora Budgeting integrates the following third-party services:

• Firebase Analytics: Tracks anonymized usage behaviors to improve features. Firebase Privacy Policy

• Firebase Crashlytics: Captures crash reports for debugging. Firebase Crashlytics Terms

• RevenueCat: Manages subscriptions and in-app purchases. RevenueCat Privacy Policy

• Supabase: Handles account creation and management. Supabase Privacy Policy

Each service has its own privacy practices. We recommend reviewing their respective privacy policies.

How We Use Your Data

• To provide core app functionality (e.g., syncing data, managing subscriptions).

• To improve the app by analyzing anonymized usage behaviors.

Data Privacy Commitment

• We do not sell your data to third parties.

• All data collected is used solely for app functionality and improvement.

Your Rights

• You can delete your account and all associated data at any time through the app’s Settings.

• You can manage your subscription directly through Apple ID settings.

Security

Your financial data is stored locally on your device and synced via iCloud, which is secured by Apple’s encryption standards. Account creation and management are handled by Supabase, which implements industry-standard security measures to protect your account data.

While we implement security best practices, you are responsible for safeguarding your device, Apple ID credentials, and access to your account to prevent unauthorized use.

GDPR and CCPA Compliance

If you are a resident of the European Economic Area (EEA) or California, you have the following rights under the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA):

• Right to Access: You can request a copy of the personal data we hold about you.

• Right to Rectification: You can request correction of any inaccurate or incomplete data.

• Right to Erasure: You can request deletion of your personal data.

• Right to Restrict Processing: You can request that we limit the processing of your data.

• Right to Data Portability: You can request to receive your data in a commonly used, machine-readable format.

• Right to Object: You can object to the processing of your data.

To exercise any of these rights, please contact us at help@korabudgeting.com.

Changes to the Privacy Policy

This Privacy Policy may be updated in the future as Kora Budgeting introduces new features. Any changes will be reflected in this document. Your continued use of the app after updates to this Privacy Policy constitutes your acceptance of the changes.

Support and Contact

For any questions, issues, or feedback, please contact us at help@korabudgeting.com.

Privacy Policy

Last Updated: February 18, 2025